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:: Loan Calculators

Please select the appropriate calculator from the links below:

Work out what your minimum weekly, fortnightly or monthly loan repayments would be for different loan amounts

Find out how much repayments would be for a new or used car. Don't forget Shire First Mortgages can help you with Leasing Finance

Compare different loan amounts and interest rates to help work out the best deal for you.

How much time and interest can you save on your loan by paying more than your minimum repayment?

Find out how long it will take you to repay your loan and how interest rate changes and the amount you pay affect your loan term

Find out how much you can expect to borrow for a property based on your current income and existing financial commitments

Find out how much interest you will save and how much more quickly you can pay off your loan by making one off lump sum payments such as your tax refund

Worried about affordability? Work out the difference in repayment amounts for Interest Only and Principal and Interest repayments

This calculator helps you work out the effect of a reverse mortgage on your home equity and shows the effect of interest capitalisation

Find out how much stamp duty and other government charges add to the cost of buying a property in your state or territory. Please note this calculator assumes non first home buyers but links are provided to government websites to assist first home buyers to work out savings

Want to see the effects of splitting your loan so that part attracts a variable rate of interest and part is fixed? This calculator shows you the differences in repayments and effect on loan terms

Use this calculator to work out tax payable and net income figures

 

 
COMPETITION CLOSES 30 JULY 2010

Our competition to win a Tropical Eco holiday closes on 30th July. The winner will be drawn on 5th August and announced in our Spring Mortgage Magazine. Look out for our Spring Competition to win Apple Technology prizes which starts on 1st September 2010.

 
IS YOUR MORTGAGE BROKER LICENSED?

From 1 July 2010 most forms of credit and lending will be covered under the new National Consumer Credit Protection Act. To provide greater protection for consumers all mortgage brokers and credit providers must  register for a license by 1/7/10 and be licensed by 1/1/2011.  We have registered for our license and will by applying for our full Credit LIcense over the coming months to ensure our clients receive service to the highest possible standards.

 
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